A rookie with 10K, seeking advise

I'm new to the HiFi world. I listen to a lot of female vocal and classical music. I like both digital and vinyl. I am using a pair of Wharfedale Linton heritage and PS Audio Stellar Strata. 

I know this is too broad a question, but with 10K budget, where can I wisely spend my money? I don't mind tubes and I don't mind used either.

Any advise is greatly appreciated!