I agree speakers are 50-60% of the total experience.
I've gotten the audiophile bug again. I've been an audiophile for over 50 years. No upgrades for 12 years.
I started listening to new speakers, a well priced pair of B&W 800s. They were not to my liking. I felt them harsh.
In the other room were outstanding speakers and after many many hours of listening went with the Sonus Faber, Ill Creamonese Ex3me. To my ears they are magic. I expect these are my 20 year speakers.
I resisted HTbypass but the 2 channel through the AV processor (marantz AV10) is not fantastic. Tidal through the Moon 390 is fantastic. I may be done. Then this can be upgraded.
My source is digital only as I lost all Cds and vinyl 12 years ago in a fire.