OK. I guess I started this with the "in the know" comment.
First let me state that I'm all aboard the computer based source train. It's a blast and fits my listening lifestyle perfectly. I used to own a pretty good SACD player and curretnly own about 75 SACD's. At first I thought it was really superior to redbook but after some time I kept finding myself listening to "sounds" instead of music, so, I decided to go a different direction (non-upsampeling Audio Note DAC)... Just so you know where I'm coming from. This direction isn't for everyone and I will be the last to say my religion is superior to your religion.
Now, from a practical perspective. Most people I know own 1000's of CD"S. Replacing those at $30 a pop seems absurd. Especially with the first high rez download format that comes down the road. You have blueray looming large and then there's the argument about: are these high rez files really high rez or are they just upsampled? Let's just say I'm skeptical and probably the subject of another thread.
I don't know about you, but I have limited resources. I think Warren Buffet gets it right when he advises investors to get in when everyone is getting out and get out when everyone is getting in. Right now seems like a perfect time to pick up cheap CD collections. I see collections hit Craigslist at rate of about once a month for for a few bucks a piece. Therefore, a good transport which optimizes redbook for when I want to listen to that special recording from front to back, with a usb input for when I want to listen to play list, back ground music and internet radio is the perfect scenario for me.