A point some may wish to consider is that it is possible for potentially harmful voltage transients to be introduced not only from outside the house, but from inside as well.
For example, the only time I’ve ever had the power supply of a desktop computer fail was the day after a plumber had been using a large hand-held electric drill or saw (I forget which) in my basement. The next day a high quality Corsair power supply in a desktop computer I had built, which was in that basement, failed. My suspicion is that it was damaged by a high voltage transient resulting from “inductive kickback” (that term can be Googled for additional explanation) occurring when current to the motor of the tool was shut off.
The computer was “protected” by a cheap power strip/surge suppressor. The computer was turned off when the work was being performed, but as usual the AC switch on the power supply at the rear of the computer was on, so that standby power could be supplied to the motherboard.
Regards,
--Al