Stream vs digital download


Has anyone compared a stream to a purchased download? Lets say a purchased 24/96 flac recording from somewhere like acoustic sounds compared to the same exact 24/96 stream from Qobuz? I am really enjoying my Innuos Zen mkIII. I am finding that I like my ripped CD better than the same album streamed on Qobuz. I purchased a couple DSD's that phenomenal like Norah Jones, Elton John Madman across the water is exceptional. But I was wonder for some newer albums that I really like but don't own the CD, is it maybe better to just buy the digital download. I mean its only $18 for a flac so not much to lose, but I was curious what others thought. Maybe its just having the music playing from a local hard drive in the Innuos that makes it sound better than streaming. Just curious what others have found as I am still new to streaming.
128x128jmphotography
When I compare streaming on Qobuz to local files at the same rates I really can’t tell much difference usually. My Dual and Quad rate DSD files sound better than anything streamed to me but that’s because no one is streaming at those kinds of rates. Apples to apples I find streaming compelling. 
George 
What will make a huge difference for Qobuz and Tidal streaming is the quality of your switch.Melco S100 or even better Paul Pang Quad OCXO switch is recommended for high quality streaming.