Roscoeiii,
"However, if you have another offer at around the same price from someone who could pay now, then I'd do that"
That's exactly the case. Nothing but a couple of low ball offers. This was the 2nd time I listed it and it was just about a full "buy it now" offer. I really don't have any problem waiting for it to be paid off. And like Don said, I hold the item until it's paid for. I was just wondering about any Paypal repercussions down the road.
I went ahead and accepted it, so time will tell.